Boat, RV & Motorcycle Loan Rates

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Get out and play

Whether you're ready to hit the water or open road, escape to the mountains or to the coast, Sacramento Credit Union (SCU) provides the financing options you need for your new toys. Get out and have fun quickly and easily.

Rates effective as of November 25, 2024.

Loan Amount2 Term APR3
RVs and Boats
New¹ Up to $100,000 Up to 144 months 3.99% - 14.49%
Used¹ Up to $100,000 Up to 144 months 4.09% - 14.79%
Motorcycles
New Up to $35,000 Up to 72 months 3.99% - 12.09%
Used Up to $25,000 Up to 60 months 4.19% - 12.34%
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¹Boat and RV loan amount term guidelines:

  • 60 months: $5,000 and up
  • 72 months: $15,000 and up
  • 84 months: $25,000 and up
  • 120 months: $35,000 and up
  • 144 months: $45,000 and up

2Maximum Amount Financed Loan to Value (LTV) is based on the following:

  • Boat, RV and Motorcycle Financing - New financing up to 100% LTV. LTV is the lesser of the purchase price (before used tax) or Manufacturers Suggested Retail Price. Used financing up to 100% LTV. LTV is the lesser of the purchase price (before used tax) or JD Power Average Value.

3APR=Annual Percentage Rate.